Title Insurance Rates

The Owners Title Policy premium is figured on the sales price of the property, calculations are based per thousand dollars (click here for title premium calculator):

Owners Title Policy
ALTA Homeowners

Regular Policy

* Regular w/Reissue

Up to $150,000 of liability written
6.61

5.75

4.03

Over $150,000 and up to $250,000
5.18

4.50

3.15

Over $250,000 and up to $500,000
4.03

3.50

2.45

Over $500,000 and up to $10,000,000
3.16

2.75

1.93

Over $10,000,000
2.59

2.25

1.58

Minimum Charge
175.00

175.00

175.00
* Reissue credit given up to the coverage amount of the prior Owners Policy. Prior policy must have been issued within 10 years of transaction. Reissue credit is 30%.

The Mortgagee Title Policy premium is figured on the loan amount, calculations are based per thousand dollars. If a Owners and Mortgagee policy is issued simultaneously then the mortgagee policy is only $100.00 plus the binder for both. (click here for title premium calculator):

 
Mortgagee Title Policy

Regular

Regular with Reissue*

Junior Policy 2nd Mtg’s Only**

Equity Policy

2nd Mtg’s Only**

Up to $150,000 of liability written

4.00

2.80

1.75

25,000.00 maximum

Over $150,000 and up to $250,000

3.25

2.28

1.75
Over $250,000 and up to $500,000

2.50

1.75

1.75
Over $500,000 and up to $10,000,000

2.25

1.58

1.75
Over $10,000,000

2.00

1.40

1.75
Minimum Charge

125.00

125.00
75.00
75.00
Simultaneous Issue
100.00
* Reissue credit given up to the current principal balance amount of the prior mortgage loan policy. Prior policy must have been issued within 10 years of transaction. Reissue credit is 30%.** The Junior and Equity Policy is for residential 1-4 family only

 

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