What to look for in a title agency?

  • Length of business; serving central Ohio for over 35+ years with professional, ethical and friendly service
  • Look for a title company that looks for ways to save you money! Compare prices – No Junk fees, No Padding; we typically save customers between $400-$800 dollars on most of our closings!
  • Independent Agent – Are they affiliated with their lender, real estate agent or builder? Beware of affiliated business arrangements. They drive cost up and present many “conflicts of interest”. Title Agency must be a neutral third party.
  • Make sure they put their estimate of title closing costs in writing. Have them prepare you a preliminary HUD Settlement Statement.  Also, get a Good Faith Estimate (GFE) in writing from your lender.
  • Make sure they offer you Closing Protection Coverage; this protects you against possible agent theft, misappropriation, fraud and any other failure of Licensed Agent; get the actual letter sent ahead of time before you close. This is an Ohio law. It should be presented to you on initial contact.
  • Make sure they offer you a survey, if purchasing a property, before you close. You should review with legal counsel.
  • Make sure they offer you the Title Commitment, if purchasing, before you close. You should review with legal counsel.
  • Check with the Ohio Department of Insurance (ODI) to verify they have a valid Title Insurance Agents license and in good standing with their underwriter.You can either call the ODI at (614) 644-2665 or by clicking here to check the ODI’s website to look up an agents licensing credentials.
  • Check with their underwriter and make sure they are a valid agent. Make sure underwriter is a highly rated and reputable company.
  • Check that they have E&O insurance coverage and make sure you get proof of their current policy.
  • Ask about their cutting edge technology; CD-imaging of documents, secure email delivery of signed closing documents, website services such as online ordering and helpful consumer information.

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